Pay by Link
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One Link. Zero Hassle. Instant Payment.
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Boost Sales & Conversions
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Reach Your Customers via Email, SMS & Chat Apps
Simple, Fast Link Payments
Paynt offers a powerful Link Payment solution designed for businesses that need a fast, flexible, and secure way to accept payments online. Whether you're a small business owner or managing enterprise operations, our platform creates payment links in seconds directly through our intuitive web portal with no technical setup or integration required.
This ready-to-use solution allows merchants to log in and generate payment links multiple currencies via a user-friendly dashboard and customisable payment portal.
Link Payment Methods with Paynt
Paynt's Link Payment solutions enable businesses to accept payments through multiple digital channels. Generate secure payment links in seconds and share them wherever your customers prefer to connect.
Our payment methods include:
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Email
Send professional payment requests directly to customer inboxes
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SMS
Deliver payment links via text for immediate transactions
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Send via Chat App
Process payments through WhatsApp, Messenger, and other messaging platforms
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QR Code Payments
Enable contactless transactions through scannable codes
Payment Types Supported by Paynt
Paynt supports a wide range of payment methods, including Visa, Mastercard, plus digital wallets like Apple Pay and Google Pay. Our platform also processes regional payment options, ensuring global transaction compatibility for all merchants.
Debit and Credit Cards
Paynt processes major card networks including Visa and Mastercard, ensuring your business can cater to the most widely used card providers in the world. Our system handles both consumer and commercial cards, supporting features like 3D Secure authentication and recurring billing. Merchants benefit from optimised authorisation rates and streamlined refund processing across global card networks with Paynt.
Mobile Wallet Payments
Our platform integrates with popular digital wallets including Apple Pay, Google Pay, and Samsung Pay. These wallet payments offer enhanced security through tokenisation and biometric verification while providing customers with quick, convenient checkout experiences. Paynt's digital wallet support helps merchants capture the growing segment of contactless payment users.
How to Send a Payment Link?
Create a Payment Link
Create a custom payment link instantly by entering the amount, description, and currency.
Share the Online Payment Link
Choose your preferred method to distribute the online payment link - email, SMS, chat apps, social media, or QR code.
Secure Payment Processing
Customers click the secure link and pay using their preferred method, protected by advanced encryption protocols
Choose Paynt as Your Pay By Link Provider
Higher Conversion Rates
Our optimised payment flow reduces cart abandonment for our merchants compared to traditional checkout methods.
Enhanced Security & Compliance
Paynt offers enterprise-grade security with fraud detection, 3D Secure, and PCI DSS Level 1 compliance. Your customer data is protected with bank-level encryption at every stage.
Seamless Integration
Our solutions work without custom coding or complex integrations. Simply generate links through our API and start collecting payments immediately.
Global Compatibility
Accept payments in 135+ currencies from customers worldwide.
Set Up Pay By Link For Your Business
Available in the UK, EU, EEA and US. Accept payments in 135+ currencies with local processing rates. Expand internationally without barriers—start today and go global tomorrow.
Set Up Pay By Link
Frequently Asked Questions
What is a Pay By Link?
Pay By Link is a digital payment method where a business generates a secure unique payment link or QR code and shares it with a customer to request an online payment. The customer clicks the link and is redirected to a secure checkout page to complete the purchase. The customer uses a debit or credit card, bank transfer, digital wallet to complete the transaction. Pay By Link allows merchants to collect funds remotely without needing a physical card terminal or a fully developed e-commerce website.
How does Pay By Link Work?
Pay By Link works where a merchant creates a unique URL associated with a specific payment request. The payment request is sent to the customer through email, text message or any messaging medium. When the customer clicks that link, it opens a protected web page HTTPS encrypted to ensure security. The payment page displays the invoice and order details with the amount due. The customer then chooses a payment method such as a credit card or digital wallet and enters the required details to complete the transaction. After submitting the payment details additional security steps such as 3-D Secure authentication is triggered to authorise the payment. The result of the transaction is then communicated with a confirmation screen or message to the customer. For the merchant a confirmation notification via the payment platform dashboard or an email confirmation is provided to confirm the transaction is complete.
Are link payments safe to use?
Link payments are safe to use when payment providers put in place proper security protocols such as PCI-DSS compliance and customer authentication measures using one-time passcodes or biometric ID. In the UK, GDPR applies to link payment transactions where a merchant cannot send a payment link with someone’s personal data in an insecure way without consent. A legitimate link payment uses the same secure encryption and banking networks as any standard online payment.
How do you create a link to receive money?
To create a link to receive money a merchant uses a payment platform to generate a unique link for a specific transaction. The business enters the payment details including the amount, currency, customer’s information and reference into the provider’s interface. Once the details are confirmed, the system generates a secure URL, often with a shareable link or QR code, that the merchant sends to the customer by email, SMS, or another channel.
Is Paynt’s Link Payment solution ideal for small businesses and startups?
Yes. Paynt's Link Payment solution offers small businesses and startups a zero-setup cost entry point, instant activation, and professional payment options without requiring technical expertise or website development.
How can I accept credit card payments using Paynt’s Link Payment solution?
To accept credit card payments with Paynt you generate a payment link where credit card processing is automatically enabled. Your customers follow the below steps:
- Step 1: Click the payment link
- Step 2: Enter their card details on our secure payment page
- Step 3: Complete the transaction with optional 3D Secure verification
- Step 4: Receive instant notification when payments are processed
