Integrated Payments Solutions
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Secure Token-Based Transactions
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Flexible Integration Options
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Quick Low Code Integration
Integrated Payments to Streamline Your Business
Transform your business operations with Paynt.com's powerful integrated payments solution. Our seamless system connects directly with your existing business tools, eliminating manual processes and revolutionising how you handle transactions.
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Seamless Transactions
Accept multiple payment methods through a unified system that connects directly to your ePOS, eliminating separate terminals and manual processing.
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Automated Data Flow
Transaction information flows instantly across your sales records, inventory, and customer accounts without duplicate data entry
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Multiple Integration Options
Seamlessly connect your existing systems via local network, cloud-based APIs, or direct App-to-App communication. And when your systems go offline, our standalone mode ensures payments keep flowing.
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Enhanced Security
Handle sensitive payment data securely using REST APIs protected by SSL certificates and a dynamic authorisation system with rotating access tokens.
Set up an Integrated Payment System in Your Business
Getting started with Paynt.com's integrated payment solution is straightforward and designed to minimise disruption to your daily operations. Our expert team will guide you through each step of the implementation process.
Choose Your Integration Method
Work with our experts to find the solution that fits your business best. Get a tailored integration strategy and dedicated support every step of development.
Secure Integration Testing
Validate your setup in our secure sandbox environment using our test cards. Debug and refine your integration without ever risking real payment data.
Launch with Confidence
With our expert support, roll out your Paynt solutions and delight your customers.
One Unified Integrated Payments Platform
Paynt's comprehensive solution. Our unified platform handles everything from in-store transactions to online payments, subscription billing, and mobile purchases—all through a single, powerful system.
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Integrated Payment Processing That is Fast & Secure
At Paynt we've built our integrated payment platform with speed and security as core priorities. Our robust processing system protects your business and customers without sacrificing transaction speed.
Instant Authorisation
Experience transaction processing times that keep checkout lines moving and online conversions high.
Complete PCI Compliance
Our system maintains rigorous adherence to PCI DSS requirements, reducing your compliance burden while ensuring transaction security.
Multilayer Security
Benefit from dynamic transaction authentication, securely issued credentials for terminal access, and a robust Terminal Management System that lets you monitor and control devices from anywhere in the world.
Contactless Compatibility
Accept NFC payments including Apple Pay and Google Pay for speed, convenience, and enhanced security.
Integrated Payment Services Tailored to Your Needs
At Paynt we understand that different businesses have unique payment processing requirements. Our flexible integrated payment solutions adapt to your specific industry challenges and operational workflows, providing customised functionality that drives your business forward.
Integrated Payments for ISVs
Independent Software Vendors need payment solutions that enhance their platforms while expanding revenue opportunities.
White-Label Integration
Embed our payment processing directly into your software under your brand and customise every logo and receipt.
Full Transaction Control
Take charge of your payment operations—disable unwanted transaction types like refunds or pre-authorisations, and set custom sale amount limits per transaction for added security and flexibility.
Revenue Share Model
Create new income streams through competitive residual payment revenue.
Simplified API Integration
Implement payments with minimal development time through our robust API documentation
Unified Customer Experience
Provide your clients with seamless in-application payment processing
Dedicated Technical Support
Access specialised development assistance throughout integration and beyond
Integrated Payments for ISOs
Independent Sales Organisations require reliable payment infrastructure with competitive pricing and comprehensive support.
Customisable Merchant Offerings
Tailor payment solutions to meet the specific needs of your merchant portfolio.
Comprehensive Reporting Tools
Monitor your entire merchant base through an intuitive centralised dashboard with Paynt Portal and control all your payment devices in Terminal Management System.
Competitive Buy Rates
Maximise your margins with industry-leading wholesale payment processing rates.
Streamlined Merchant Onboarding
Simplify the application process with our digital merchant acquisition platform.
Customer Support
Ensure merchant satisfaction with our responsive support team.
Frequently Asked Questions
What are Integrated Payments?
Integrated payments are payment processing systems that connect directly with a business’s other software and operations. This means that payment processes, whether it is card transactions or online payments, are built into the tools a business already uses, such as a card reader and a point-of-sale (POS) system, accounting software, or e-commerce site, rather than being a separate process.
What is an example of an integrated payment?
An example of an integrated payment in action is a retail point-of-sale (POS) system linked with a card reader. When a customer brings an item to the counter the shop owner enters the sale details on their POS tablet. The integrated system automatically sends the payment amount to the card terminal without manual entry. The customer taps their card, and once approved, the POS instantly marks the sale as complete, updates inventory levels, and generates a receipt. This seamless process eliminates manual reconciliation between the card machine and till at closing time because all transactions record in real-time.
How do integrated payments work?
Integrated payments work through a series of connected steps that link payment processing directly with business management systems via secure technical connections and data transmission protocols.
Here are the 5 key steps in how integrated payments work:
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Connection establishment - Payment hardware (like card terminals) or software (such as payment gateways) integrate with business systems through APIs or specialised integration software.
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Data transmission - When a transaction initiates, the business system sends payment details (amount, currency, transaction type) directly to the payment processor without manual entry.
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Payment processing - The payment processor securely authorises the transaction with the relevant financial networks, validating customer funds and processing the payment
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Confirmation and recording - Upon approval, the payment processor sends confirmation back to the business system, which automatically records the transaction.
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Data synchronisation - Transaction information flows immediately to connected systems, updating inventory records, customer accounts, financial reports, and sales analytics in real-time.
What is the difference between integrated and embedded payments?
The difference between integrated and embedded payments is that integrated payments connect external payment systems with business software, while embedded payments build payment functionality directly into the software itself. Integrated payments link separate components through APIs and gateways, enabling data to flow between systems like EPOS and card terminals. The payment processor remains a distinct third-party service. Embedded payments incorporate payment processing capabilities as a native feature within the business platform, eliminating the need for external payment providers.
